Forever News
Mumbai: Central Bank of India (CBoI) reported robust growth in its business metrics for the third quarter of FY26, with gross advances rising sharply by 19.57 per cent year-on-year (y-o-y) as of December 31, 2025, according to provisional figures disclosed in a regulatory filing.
Central Bank of India
The public sector lender’s total deposits grew by 13.23 per cent y-o-y to ₹4,50,536 crore, while gross advances increased to ₹3,23,773 crore at the end of December 2025, reflecting sustained credit demand across segments.
The bank’s current account savings account (CASA) ratio moderated to 47.12 per cent of total deposits at December-end 2025, compared with 49.18 per cent in the corresponding period last year. Despite the dip in CASA, the credit-deposit (CD) ratio improved to 72.06 per cent from 68.25 per cent a year ago, indicating better deployment of funds.
Overall business performance remained healthy, with total business—comprising deposits and advances—registering a 15.80 per cent y-o-y growth to ₹7,74,309 crore as of December-end 2025.
The latest numbers underline Central Bank of India’s steady expansion in lending activity during the quarter, supported by a growing balance sheet and improved utilisation of deposits.
